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  • Home
  • About Us
    • Meet our Team
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement​
    • Blog
    • News
  • Service
    • Report a Claim
    • Make a Payment
    • Policy Review
    • Update Contact Info
    • Life Insurance Application
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Request a Free Consultation
  • Individual
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Final Expense Insurance
      • Individual Life Insurance
    • Medicare Supplemental
    • Financial Planning
    • 529 Plan Alternatives
    • Social Security
    • Disability Income Insurance
    • Annuities
    • Health Insurance
    • Property & Casualty >
      • Auto Insurance
      • Boating Insurance
      • Home Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Umbrella Insurance
      • RV Insurance
    • Long Term Care Insurance
  • Business
    • Life Insurance Options for Businesses
    • Disability Insurance Options for Businesses
    • Group Benefits
    • Medicare Educational Seminar
    • Social Security Educational Seminar
    • Property & Casualty >
      • Auto Dealers Insurance
      • Business Liability Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Landlord Liability Insurance
      • Restaurant Insurance
      • Workers Compensation Insurance
    • Group Health Insurance
    • Group Life Insurance
    • Executive Plans
    • E&O Insurance
  • Contact Us
    • Schedule Appointment
    • Location & Contact Information
    • Careers


Long Term Care Disability

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What is Long Term Disability Insurance?

Long-term disability insurance (LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time.

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Long-term disability insurance does not provide insurance for work-related accidents or injuries that are covered by workers' compensation insurance.

However, long-term disability insurance ensures that an employee will still receive a percentage of their income if they cannot work due to sickness or a disabling injury. Long-term disability insurance is an important protection for employees when the U.S. Census Bureau estimates that an employee has a one in five chance of becoming disabled.

Source: https://www.thebalancecareers.com/what-is-long-term-disability-insurance-1918178

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Leonard Financial Solutions
49 Revere Avenue
Moorestown NJ 08057​
856-444-LIFE (5433)
info@leonardfs.com

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