Whether you dream of retiring early or plan to continue working and growing your wealth for as long as your health allows, you need a custom investment strategy and retirement plan that helps you achieve your goals. What you don’t need is a hard sell from someone who is looking to make a commission from the limited number of financial products they offer.

At Leonard Financial Solutions, you will work with an independent financial advisor in Moorestown, NJ, to find the best path for getting you where you want to be 10, 20, or even 30 years from now. Protect what you have already earned and learn about your options for growing those assets into a substantial nest egg by talking to Jonathan Leonard today.

While Leonard Financial Solutions is based in Moorestown, NJ, we serve clients in all 50 states nationwide.

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happy family after securing their financial futureOptions for Securing Your Financial Future

You have a lot of options when it comes to investing for the future. The choices you make will depend on your financial situation and your tolerance for risk. When you talk to Jonathan about your goals for the future, he will lay out your options for achieving them and develop a custom plan that includes financial products that make the most sense for you.

Your plan for retirement investing might include:

  • Annuities. If your goal is to have a steady flow of cash in your retirement years, an annuity might be the investment tool for you. There are many types of annuities to consider, but the general idea is that you invest your money in the fund and receive regular payments from the account over the period of time you choose. Jonathan will present a variety of options and explain the pros and cons of each as you work together to choose the best annuity for you. Because Jonathan is an independent advisor, he is not tied to any one company or fund, giving you a wide range of products to select from. There are tax implications for each type of fund, so it is important that you work with a knowledgeable advisor to make the right decision.
  • Individual Retirement Accounts (IRAs). We can help you establish, consolidate, and manage IRAs and will help you choose between a Traditional IRA, Roth IRA, and SEP IRA. These can be effective tools for saving for retirement in a tax-friendly way starting at the beginning of your career.
  • 401(k) plans. Your employer may offer 401(k) plans, which are employer-sponsored retirement savings accounts that allow you to contribute a portion of your salary to a retirement fund, often with employer-matching contributions. We can help you make the most of this valuable employee benefit.
  • Mutual funds. Mutual funds pool money from multiple people to invest in a diversified portfolio of stocks, bonds, and other securities. If it makes sense as part of your investment portfolio, we can consider a range of mutual funds that meet your goals for diversification, risk, convenience, and cost.
  • Life insurance. Life insurance policies, such as term life insurance or permanent life insurance, can provide financial protection for loved ones in the event of your death. For many of our clients, this is a safety net they appreciate having.
  • Long-term care insurance. These insurance policies cover the costs associated with long-term care services, such as nursing home care or in-home care, in case an individual requires assistance with daily activities due to illness, injury, or aging. Jonathan will help you do a cost-benefit analysis of long-term care insurance plans.
  • Education savings plans. If you have young children, we can provide options for education savings, such as 529 plans or Coverdell Education Savings Accounts (ESAs), which allow individuals to save for qualified education expenses, including tuition, books, and other educational costs. It takes time to research and find the best plan for your family, but we will do the legwork for you.
  • Personalized financial advice. Sure, you can search the internet for your retirement planning options, but does Google know what your hopes and dreams are for the future? Does it know how many kids you have and what their educational goals are? Does it know what your income is, how much you have left on your mortgage, and what your savings account looks like? Jonathan will take the time to get to know you so that he can make appropriate recommendations that help you achieve the life you want.

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What to Look for in Your Search for a Great Financial Planner in Moorestown

Not all financial planners are created equally. As with every profession, certain things can make a potential hire stand out above the crowd, including, but not limited to:

  • Expertise. Financial advisors possess specialized knowledge to navigate complex markets and regulations effectively. Whether you’re looking for investment advice or how to plan your retirement, having an experienced financial advisor can make a difference. Consider the advisor's experience in the financial industry and their track record of success in managing clients' portfolios. Are they featured in the media? Do they have good case studies they can provide you with?
  • Tailored Strategies. They craft personalized financial plans aligned with your goals, risk tolerance, and unique circumstances. While Leonard Financial Solutions knows the ins and outs of the marketplace, we also have an innovative two-bucket strategy designed to optimize growth while protecting assets, leaving you with confidence and peace of mind. 
  • Peace of Mind. As mentioned above, peace of mind is key to a successful and long-lasting plan. Our Moorestown financial advisor acts as fiduciary, prioritizing your interests and providing ethical and transparent guidance.
  • Long-Term Planning. The future. Isn’t that what this is really all about? At Leonard Financial, our financial advisor in Moorestown, NJ (which serves clients nationwide) will help you plan for the future, whether it’s investments, retirement, or education, ensuring you stay on track to meet your objectives.

financial advisor MoorestownHow to Find the Best Financial Advisor in Moorestown

Finding the right financial planner isn’t easy, as there are lots of options out there. However, there are certain things you can consider when looking for the best financial advisor in Moorestown, NJ, that can help make your decision easier, including:

  • Research. Don’t just go to Google and pick the first name that pops up, do your research. Read online reviews (Google is a great source for this aspect of your search). Check for credentials. Look for advisors with recognized credentials such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) designation.
  • Ask Around. You trust your family and friends with other aspects of your life, why not trust them here. Ask your loved ones if they have any past or current recommendations.
  • Check Compatibility and Conduct Interviews. As we mentioned above, not all advisors are created equally. Schedule meetings with potential advisors to assess their expertise, services offered, and fees. Choose an advisor whose communication style, investment approach, and values align with your preferences and goals.

Contact Our Moorestown Financial Advisor With Your Questions Today

At Leonard Financial Solutions, we don’t charge a consulting fee to answer your questions, so you have nothing to lose by calling us to find out what we could do to help you reach your goals of growing your wealth and retiring on your own terms.

Whether you are just starting out, are hoping to retire in the next five years, or are already retired, we want to help you make smart decisions about your money. Schedule a consultation by clicking the button above to give us a call at 856.444.LIFE get started today.