Meet Jonathan Leonard

Jonathan Leonard is the Founder and President of Leonard Financial Solutions, an independent Registered Investment Advisory (RIA) firm. As a fiduciary, Jonathan is legally and ethically committed to always act in his clients’ best interests.

Since founding the firm in 2017, Jonathan has built Leonard Financial Solutions into a nationally recognized retirement planning and investment management firm serving clients across the country. The firm provides comprehensive financial planning, including investment management, retirement income planning, tax planning, Roth conversions, Medicare and Social Security planning, annuities, life insurance, and estate planning strategies.

Jonathan and his team specialize in building coordinated, tax-efficient retirement strategies designed to help clients grow, protect, and distribute their wealth with confidence. In retirement, every financial decision is interconnected. Roth conversions impact tax brackets and Medicare IRMAA premiums. Required Minimum Distributions (RMDs) affect Social Security taxation and long-term tax liability. Income planning decisions influence everything from healthcare costs to legacy planning.

That’s why Leonard Financial Solutions focuses on coordinating all moving parts — investments, income, taxes, Medicare, Social Security, and estate planning — into one unified strategy. Rather than treating these areas separately, the firm proactively aligns them to help reduce lifetime taxes, avoid unnecessary Medicare surcharges, manage RMD exposure, and create a smoother, more predictable retirement plan.

The firm also places a strong emphasis on minimizing sequence of return risk — one of the greatest threats to retirees. Through thoughtful portfolio construction and structured income strategies, Jonathan helps clients reduce the impact of market volatility during the critical early years of retirement.

In addition, Jonathan is actively involved with the Association of Financial Consultants, a 501(c)(3) nonprofit organization dedicated to providing financial education and empowering individuals with unbiased financial knowledge.

Leonard Financial Solutions has been featured on ABC, NBC, CBS, Fox, AP News, and Yahoo Finance, maintains an A+ rating with the Better Business Bureau, and has earned over 50 five-star Google reviews.



At Leonard Financial Solutions, retirement planning is proactive, tax-smart, and fully coordinated — because you deserve fiduciary advice that puts your interests first and protects every piece of your financial future.