What is Short Term Disability Insurance?
Short-term disability insurance is an insurance policy that protects an employee from loss of income in the case that he or she is temporarily unable to work due to illness, injury, or accident.
Short-term disability insurance does not protect against work-related accidents or injuries, as these would be covered by workers' compensation insurance.
However, it ensures that an employee will still receive a percentage of income if they cannot work due to sickness or a disabling injury. This is an important protection for employees.
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