Call or Text Us Today: 856-444-LIFE (5433)
Leonard Financial Solutions
  • Home
  • About Us
    • Meet our Team
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement​
    • Blog
    • News
  • Service
    • Report a Claim
    • Make a Payment
    • Policy Review
    • Update Contact Info
    • Life Insurance Application
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Request a Free Consultation
  • Individual
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Final Expense Insurance
      • Individual Life Insurance
    • Medicare Supplemental
    • Financial Planning
    • 529 Plan Alternatives
    • Social Security
    • Disability Income Insurance
    • Annuities
    • Health Insurance
    • Property & Casualty >
      • Auto Insurance
      • Boating Insurance
      • Home Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Umbrella Insurance
      • RV Insurance
    • Long Term Care Insurance
  • Business
    • Life Insurance Options for Businesses
    • Disability Insurance Options for Businesses
    • Group Benefits
    • Medicare Educational Seminar
    • Social Security Educational Seminar
    • Property & Casualty >
      • Auto Dealers Insurance
      • Business Liability Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Landlord Liability Insurance
      • Restaurant Insurance
      • Workers Compensation Insurance
    • Group Health Insurance
    • Group Life Insurance
    • Executive Plans
    • E&O Insurance
  • Contact Us
    • Schedule Appointment
    • Location & Contact Information
    • Careers
  • Home
  • About Us
    • Meet our Team
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement​
    • Blog
    • News
  • Service
    • Report a Claim
    • Make a Payment
    • Policy Review
    • Update Contact Info
    • Life Insurance Application
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Request a Free Consultation
  • Individual
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Final Expense Insurance
      • Individual Life Insurance
    • Medicare Supplemental
    • Financial Planning
    • 529 Plan Alternatives
    • Social Security
    • Disability Income Insurance
    • Annuities
    • Health Insurance
    • Property & Casualty >
      • Auto Insurance
      • Boating Insurance
      • Home Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Umbrella Insurance
      • RV Insurance
    • Long Term Care Insurance
  • Business
    • Life Insurance Options for Businesses
    • Disability Insurance Options for Businesses
    • Group Benefits
    • Medicare Educational Seminar
    • Social Security Educational Seminar
    • Property & Casualty >
      • Auto Dealers Insurance
      • Business Liability Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Landlord Liability Insurance
      • Restaurant Insurance
      • Workers Compensation Insurance
    • Group Health Insurance
    • Group Life Insurance
    • Executive Plans
    • E&O Insurance
  • Contact Us
    • Schedule Appointment
    • Location & Contact Information
    • Careers


Medicare Advantage

If you're looking for the most affordable Medicare Advantage Plan with the best coverage, it's time to speak with us. We are the specialists in Medicare Advantage Plans.

get a quote

What is a Medicare Advantage Plan?

Medicare Advantage is a type of health insurance that provides coverage within Part C of Medicare in the United States. Medicare Advantage plans pay for managed health care based on a monthly fee per enrollee (capitation), rather than on the basis of billing for each medical service provided (fee-for-service)). Most such plans are health maintenance organizations (HMOs) or preferred provider organizations (PPOs). Medicare Advantage plans provide beneficiaries the same medical services via capitated-fee as "Original Medicare" Parts A and B Medicare provides via fee-for-service.

A Medicare Advantage beneficiary must first sign up for both Part A and Part B of Medicare but all three of these Parts, A, B and C, are administered by private insurance companies (usually the same insurance company).

Medicare Part A provides payments for in-patient hospital, hospice, and skilled nursing services, excluding those of physicians and surgeons. Part B provides payments to physicians and surgeons in hospitals and skilled nursing facilities, as well as for medically-necessary outpatient hospital services such as ER, laboratory, X-rays and diagnostic tests, certain preventative medical services, and certain durable medical equipment and supplies. Part C health plans, including Medicare Advantage plans, not only cover the same medical services as Parts A and B but also typically include an annual physical exam and vision and/or dental coverage of some sort not covered under Original Medicare. Less often, hearing and wellness benefits not found in Original Medicare are included in a Medicare Advantage plan. The most important difference between a Part C health plan and FFS Original Medicare is that all Part C plans, including capitated-fee Medicare Advantage plans, include a limit on how much a beneficiary will have to spend annually out of pocket; that amount is unlimited in Original Medicare.
​
Most but not all Medicare Advantage plans (and many of the other public managed-care health plans within Medicare Part C) include integrated self-administered drug coverage similar to the standalone Part D prescription drug benefit plan. The federal government makes separate capitated-fee payments to Medicare Advantage plans for providing these Part-D-like benefits if applicable just as it does for anyone on Original Medicare using Part D.

"Jonathan was a great help as we explored the mind field of Medi-Gap insurance. We live in AZ and though he is in DE was recommended to us.

As I retired at the end of 2017 facing the Medicare and Medi-Gap requirements and the VERY confusing government regulation Jonathan was a great asset!! He was very patient and explained everything to us (several times) and we finally "got it". He provided the Medi-Gap policy to us and everything went very smoothly! I would highly recommend getting your policy through Jonathan.

Thank You Jonathan!!"

​- William Botti, Arizona

Medigap Insurance Quote
How Can We Assist You?

Check Out These Related Articles
A Guide to Medicare for Beginners
​
Top 4 Questions About MediGap

​​
Licensed in all 50 states

​Contact Us

Leonard Financial Solutions
49 Revere Avenue
Moorestown NJ 08057​
856-444-LIFE (5433)
info@leonardfs.com

​Connect With Us

​Share This Page

​Location

Picture
Picture

Proud Member Of

Picture
Picture