Retirement means something different for everyone. Maybe your dream is to retire on the beach, travel the world or spend more time with family. Whatever your passion is, you’ll need a nest egg and ways to protect it. Your savings will allow for fun things like dinners out and vacations, but you’ll also need this money to fall back on for healthcare, property taxes and other essentials.
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When you enroll in Medicare for the first time, you can choose how you get your coverage. The two main ways are through Original Medicare or Medicare Advantage. The plan you choose will affect how much coverage you get, the doctors you can see and the quality of care you receive. This is why it’s such an important decision!
Medigap is Medicare Supplement Insurance that fills in the “gaps” in Original Medicare. You have to buy and pay for Medigap on your own, but it’s well worth the price for many people. These are the years when you’re most likely to need medical care, so having complete coverage is important for your health and your pocketbook.
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